What exactly are you paying for?
Why do you have a financial guy?
When the market is down 7% in one quarter, what is the strategy?
These are all good questions for you to ask yourself and your financial guy.
Remember that financial guys get paid by taking money out of your account, either by fees or by commissions. That is the job, period. Make no mistake and it takes more clients to make more money which is why you don't hear from him very often if at all.
What are you doing to yourself?